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Finance Options

Barclays Partner FInance

Please Note - Finance Will Only be Available on Selected Products During Selected Times

We've teamed up with Barclays Partner Finance to offer you a range of options for payment

Option 1: Buy Now Pay Later

We have Buy Now, Pay Later with a 14.9% APR. You can defer your payment for 12 months and then pay over a 24 month period. Subject to status and acceptance. Buy now Pay 12 Months later available on purchases over £1199.99

Please see the representative example below to see how much the finance could cost. The example is based on an average product cost. There is a Settlement fee of £29


Buy Now Pay Later Credit Representative Example:
Item Value£1499.99
Deposit£0.00
Duration of agreement36 months
Promotional Term12 months
APR14.9% APR
Rate of interest14.9% 
Number of payments24
24 monthly payments of£81.77
Total charge for credit£462.49
Total amount payable£1962.48


Option 2: Interest Bearing Credit

With this Interest Bearing Credit option, you can spread the cost over  36 months. However, your order value must be over £599.99. 
Please see the representative example below to see how much the finance could cost. The example is based on an average product cost.


Interest-bearing Credit Representative Example:
Item Value£799.99
Deposit£0.00
Duration of agreement36 months
APR12.9% APR
Rate of interest12.9% 
Number of payments36
36 monthly payments of£26.65
Total charge for credit£159.25
Total amount payable£959.24

 

Option 3: Interest-Free Credit

With this Interest-Free Credit option, you can spread the cost over 10 months at 0% APR. However, your order value must be over £599.99. 
Please see the representative example below to see how much the finance could cost. The example is based on an average product cost.
Interest Free-Credit Representative Example:

Item Value£1000
Deposit£0.00
Duration of agreement 10 months
APR0% APR
Rate of interest0% 
Number of payments10
12 monthly payments of£100
Total charge for credit£0
Total amount payable£1000


Please note when purchasing a bike through finance your order is dependent on the current stock when the order is processed through to our system. We cannot hold stock until the fiance has been agreed. We will always do our best to fulfill your order.

Bikes from under £20 on FinnaceBikes from £100 on Interest Free Credit
Bikes from £150 on Interest Free Credit

Credit subject to status.
The finance is provided by Barclays Partner Finance who will give you a finance decision in minutes and if accepted, you don't need to print out any documentation - it's all done electronically. There are no documentation or set up fees.
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Read full details on use of information and data protection

PLANET X LTD, 38-41 Waddington Way, Rotherham, South Yorkshire, United Kingdom, S65 3SH  (This address is not open to the public) (Company No. 06535324) act as a credit intermediary and only offers products from Barclays Partner Finance.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753 ). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.

Bikes on Finance

Planet X Full Monty SL SRAM Rival 1 Gravel Bike From under £34 per month on finance
Planet X Full Monty SL SRAM Rival 1 Gravel Bike

The Full Monty SL builds upon the strengths of our best-selling alloy framed Gravel adventure bike. We have revised the geometry for more comfort, finessed the tubing profiles to create a stiffer pedalling platform and improved the double butting of the 6061-T6 alloy frame to lighten it even further. What havent we changed? The fact that its still the best handling bike in its class and up to any expedition or adventure.

  • 6061-T6 double butted alloy frame
  • Carbon bladed fork
  • SRAM Rival1x Hydraulic groupset
  • Space for mudguard and Rack mounts
  • Gippemme Roccia Disc Wheelset
  • Weight: Circa 10.2kg (size medium)
Only £999.99 More info
In Stock - Ready to Ship
Planet X EC-130E Force 22 Aero Road Bike From under £44 per month on finance
Planet X EC-130E Force 22 Aero Road Bike

Put the hammer down and ride away from the competition with the best-selling EC-130E Aero Road Bike. The EC-130E is a magazine super test and Cycling Weekly Aero Road Bike Of The Year award winner. Built from high spec T800 carbon fibre, featuring EPS moulding technology and aero profiled frame tubes its every bit as fast as it looks. Say hello to the new king of the road.

Only £1,299.99
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Custom Build Options Available
Holdsworth Roi De Velo Carbon Track Bike From under £44 per month on finance
Holdsworth Roi De Velo Carbon Track Bike

Our Holdsworth Pro Cycling riders have smashed track records and dominated six day races on Roi de Velo. Holdsworth's first full-carbon track bike is simply superb and builds on the success of their UCI approved Super Professional road bike. Handmade from a blend of Toray carbon fibre and featuring advanced aero tube profiles it's designed to get you around the boards, fast.

Only £1,299.99 More info
Custom Build Options Available
Planet X Pro Carbon Evo SRAM Rival 22 Road Bike From under £34 per month on finance
Planet X Pro Carbon Evo SRAM Rival 22 Road Bike

The Pro Carbon Evo builds on everything weve learnt from selling the best-loved carbon road bike in the UK during the last ten years. Lightweight, durable, refined and supremely versatile the Pro Carbon Evo continues the legend. With smooth lines and internal cabling to cut through the wind and a tapered fork and headset to handle more securely, the Pro Carbon Evo is the new performance carbon bike for everyone.

Only £999.99 More info
In Stock - Ready to Ship
Holdsworth Strada 953 Shimano Ultegra R8000 Road Bike
Holdsworth Strada 953 Shimano Ultegra R8000 Road Bike

A shining example of the master frame builder's craft, each Holdsworth Strada is painstakingly hand mitred, assembled and TIG welded before being polished to a brilliant lustre. Every Holdsworth Strada is a symphony in stainless steel, designed by Master frame builder Mark Reilly and made entirely by hand, out of Reynolds finest 953 tubing.

Only £2,000.00 More info
Custom Build Options Available
On-One S36 27.5 SRAM GX1 DH Mountain Bike Use code EXTRA10 for an Extra 10% off at Checkout
On-One S36 27.5 SRAM GX1 DH Mountain Bike

S36 is the postcode area of Sheffield's infamous Wharncouver, the perfect place to session lap after lap on the man-made berms and bumps, tracks and jumps that criss-cross down the steep sided hills. It's also the name of our 8" travel bike.

Only £1,799.99 More info
Custom Build Options Available
Holdsworth Mystique Force 1 650B Limited Stock - Ready to Ship Today!
Holdsworth Mystique Force 1 650B

Holdsworth's gravel bike gives you everything you need to explore on or off road. With full mudguard and rack mounts the Mystique is built for huge adventures

  • Pannier, mudguard and triple bottle mounts.
  • Handbuilt carbon frameset
  • SRAM Force 1x HRD groupset (11-speed)
  • Wheels: FSA Afterburner 650b
    • Only £1,599.99 More info
    In Stock - Ready to Ship
    Planet X London Road Apex 1 From under £27 per month on finance
    Planet X London Road Apex 1

    The London Road is perfect for new and experienced cyclists. Designed to be versatile, it is confidence inspiring on the daily commute, capable off-road and just great for those weekend rides. With comfortable relaxed geometry, powerful disc brakes, mudguard and pannier mounts all wrapped up in a light and tough alloy frame its everything most cyclists need. If you only want one bike in your life this is the one to own.

    • Use: Road riding, adventure, commuting, touring, gravel riding
    • High quality 6061 aluminium alloy frame and carbon forks
    • SRAM Apex1 groupset, Avid BB7 disc brakes
    • Gipiemme Roccia 29" wheelset
    • Weight: Circa 10.3kg (size medium)
    Only £799.99 More info
    In Stock - Ready to Ship
    Planet X Pro Carbon EVO Shimano R7000 Carbon Road Bike From under £34 per month on finance
    Planet X Pro Carbon EVO Shimano R7000 Carbon Road Bike

    The Pro Carbon Evo builds on everything weve learnt from selling the best-loved carbon road bike in the UK during the last ten years. Lightweight, durable, refined and supremely versatile the Pro Carbon Evo continues the legend. With smooth lines and internal cabling to cut through the wind and tapered fork and headset to handle more securely, the Pro Carbon Evo is the new performance carbon bike for everyone.

    Only £1,000.00
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    In Stock - Ready to Ship
    Planet X Tempest Force 1 650B Limited Stock - Ready to Ship Today!
    Planet X Tempest Force 1 650B

    The Tempest is built to take you further afield than you've ever gone before. Turn your next bike ride into an epic adventure that seamlessly transfers from the road to gravel to field and back again. Hand built from the finest triple butted titanium tubing with confidence inspiring handling, generous tyre clearance and a frame that is finessed to provide day-long riding comfort the Tempest is ready for any adventure.

    Only £1,799.99 More info
    In Stock - Ready to Ship
    Holdsworth Mystique Rival1
    Holdsworth Mystique Rival1

    Holdsworth's gravel bike gives you everything you need to explore on or off road. With full mudguard and rack mounts the Mystique is built for huge adventures

  • Pannier, mudguard and triple bottle mounts
  • Handbuilt carbon frameset
  • SRAM Rival 1x HRD groupset (11-speed)
  • Wheels: Fulcrum Racing 700 disc brake
    • Only £1,299.99 More info
    Custom Build Options Available
    On-One Space Chicken SRAM Force 1 Gravel Bike 700C Wheels
    On-One Space Chicken SRAM Force 1 Gravel Bike 700C Wheels

    Part gravel bike, part tourer, part cyclocross and all fun. It's a true monster.

    Only £1,599.99 More info
    Custom Build Options Available
    On-One Space Chicken SRAM Force 1 Gravel Bike 27.5 Wheels Use code EXTRA10 for an Extra 10% off at Checkout
    On-One Space Chicken SRAM Force 1 Gravel Bike 27.5 Wheels

    Part gravel bike, part tourer, part cyclocross and all fun. It's a true monster.

    Only £1,199.99 More info
    In Stock - Ready to Ship
    Planet X London Road SL Rival 1 From under £34 per month on finance
    Planet X London Road SL Rival 1

    Superlight SL version of our ground-breaking Super Commuter. One of the most versatile bikes you can own, it comes kitted out with SRAM's Rival1 groupset featuring powerful hydraulic disc brakes. We've selected puncture resistant self-healing OKO inner tubes, Vittoria's grippy and easy rolling Revolution G-Plus tyres and finished it's off with Selle Italia's supremely comfortable MAN Flow gel padded saddle. Getting into work has never been easier, or more fun.

    Only £999.99 More info
    In Stock - Ready to Ship
    Planet X EC130-E R8000GS
    Planet X EC130-E R8000GS

    Day long comfort, optimal wider-ratio gearing and fast aero performance. This Limited Edition “Grand Sport” model delivers everything you’re looking for in a performance road bike.

    Based around Cycling Weekly's Aero Road Bike Of The Year - a frame made from highest spec T800 carbon, EPS moulded and aero profiled, assembled for you with Shimano’s brand new wider ratio Ultegra R8000GS 11-spd groupset and Vision Team 35 Comp wheels.

    • Award winning carbon aero road frameset
    • Shimano Ultegra R8000 11-speed groupset 11-32 cassette.
    • Vision Team 35 Comp wheelset
    • Weight: circa 7.95kg (small)
    Only £1,299.99 More info
    In Stock - Ready to Ship
    Pro Carbon Evo Barry White Edition
    Pro Carbon Evo Barry White Edition

    The very best - it's why we've called it "Barry White" - it'll be your first,your last, your everything.

    Fully loaded with the best parts around, this bike is an incredible limited purchase offering. Fulcrum 400 wheels, FSA K Force Nano Carbon bars, all built up with Shimano's R8000 GS groupset on our Pro Carbon Evo frame.

    • Pro Carbon Evo T700 monocoque carbon frameset
    • Full Shimano Ultegra 8000GS groupset
    • Fulcrum Racing 400 wheelset
    • FSA K Force Nano carbon bar
    • Versatile race and ride-all-day geometry.
    Only £1,299.99 More info
    Custom Build Options Available
    Planet X EC-130E R8000 Custom From under £44 per month on finance
    Planet X EC-130E R8000 Custom

    Build the aero road bike of your dreams with our award-winning EC-130E. We've put together an incredible value for money bike based on Shimanos jaw droppingly good Ultegra r8000 groupset and our own favourite value for money components. This gives you a bike thats ready to race straight away, and lets you take advantage of our excellent wheel and component upgrade options if you're striving for perfection. The EC-130E is priced to ride away today and upgrade for your future success.

    • Award Winning aero road frameset
    • Shimano r8000 based components
    • Affordable custom upgrade options
    • Weight: circa 7.9kg (small)
    Only £1,299.99 More info
    Custom Build Options Available
    On-One DeeDar SRAM GX Eagle Mountain Bike
    On-One DeeDar SRAM GX Eagle Mountain Bike

    The On-One DeeDar takes the 650b hardcore hardtail concept to the next level- It's the hooligan hardtail. Longer, lower and slack enough to tackle anything. Its what we wanted to ride, an Enduro sled, with a hardtail, made for dirty, bike riding fun. Now with a 5:1 gear spread and 12 gears we've never ridden a more versatile hardtail.

    Only £1,000.00
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    Custom Build Options Available

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