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Finance Options

Barclays Partner FInance

Please Note - Finance Will Only be Available on Selected Products During Selected Times

We've teamed up with Barclays Partner Finance to offer you a range of options for payment

Option 1: Buy Now Pay Later

We have Buy Now, Pay Later with a 14.9% APR. You can defer your payment for 12 months and then pay over a 24 month period. Subject to status and acceptance. Buy now Pay 12 Months later available on purchases over £1199.99

Please see the representative example below to see how much the finance could cost. The example is based on an average product cost. There is a Settlement fee of £29


Buy Now Pay Later Credit Representative Example:
Item Value£1499.99
Deposit£0.00
Duration of agreement36 months
Promotional Term12 months
APR14.9% APR
Rate of interest14.9% 
Number of payments24
24 monthly payments of£81.77
Total charge for credit£462.49
Total amount payable£1962.48


Option 2: Interest Bearing Credit

With this Interest Bearing Credit option, you can spread the cost over  36 months. However, your order value must be over £599.99. 
Please see the representative example below to see how much the finance could cost. The example is based on an average product cost.


Interest-bearing Credit Representative Example:
Item Value£799.99
Deposit£0.00
Duration of agreement36 months
APR12.9% APR
Rate of interest12.9% 
Number of payments36
36 monthly payments of£26.65
Total charge for credit£159.25
Total amount payable£959.24

 

Option 3: Interest-Free Credit

With this Interest-Free Credit option, you can spread the cost over 10 months at 0% APR. However, your order value must be over £599.99. 
Please see the representative example below to see how much the finance could cost. The example is based on an average product cost.
Interest Free-Credit Representative Example:

Item Value£1000
Deposit£0.00
Duration of agreement 10 months
APR0% APR
Rate of interest0% 
Number of payments10
12 monthly payments of£100
Total charge for credit£0
Total amount payable£1000


Please note when purchasing a bike through finance your order is dependent on the current stock when the order is processed through to our system. We cannot hold stock until the fiance has been agreed. We will always do our best to fulfill your order.

Bikes from under £20 on Finnace

Credit subject to status.
The finance is provided by Barclays Partner Finance who will give you a finance decision in minutes and if accepted, you don't need to print out any documentation - it's all done electronically. There are no documentation or set up fees.
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Read full details on use of information and data protection

PLANET X LTD, 38-41 Waddington Way, Rotherham, South Yorkshire, United Kingdom, S65 3SH  (This address is not open to the public) (Company No. 06535324) act as a credit intermediary and only offers products from Barclays Partner Finance.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753 ). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.

Bikes on Finance

Planet X EC-130E Rivet Rider SRAM Force 22 Aero Road Bike
Planet X EC-130E Rivet Rider SRAM Force 22 Aero Road Bike

Put the hammer down and ride away from the competition with the best-selling EC-130E Aero Road Bike. The EC-130E is a magazine super test and Cycling Weekly Aero Road Bike Of The Year award winner. Built from high spec T800 carbon fibre, featuring EPS moulding technology and aero profiled frame tubes its every bit as fast as it looks. Say hello to the new king of the road.

Only £1,299.99
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Custom Build Options Available
Planet X Full Monty SRAM Apex 1 Mechanical Gravel Bike Limited Stock - Ready to Ship Today!
Planet X Full Monty SRAM Apex 1 Mechanical Gravel Bike

An aluminium framed Gravel Adventure bike for the 50/50 cyclist who likes to mix it up on the trails and on the road. It's the fastest-growing segment of the cycling market and with good reason, there are no more versatile bikes. With a carbon bladed fork, mudguard and pannier mounts and the power of disc brakes there's nothing the Full Monty can't tackle.

Only £799.99 More info
In Stock - Ready to Ship
Holdsworth Roi De Velo Carbon Track Bike
Holdsworth Roi De Velo Carbon Track Bike

Our Holdsworth Pro Cycling riders have smashed track records and dominated six day races on Roi de Velo. Holdsworth's first full-carbon track bike is simply superb and builds on the success of their UCI approved Super Professional road bike. Handmade from a blend of Toray carbon fibre and featuring advanced aero tube profiles it's designed to get you around the boards, fast.

Only £1,250.00 More info
Custom Build Options Available
On-One S36 27.5 SRAM NX1 Mountain Bike
On-One S36 27.5 SRAM NX1 Mountain Bike

S36 is the postcode area of Sheffield's infamous Wharncouver, the place where serious riders come to test their metal on the man-made berms and bumps, tracks and jump that criss-cross down the steep sided hills. It's also the name of our latest downhill bike.

Only £1,500.00 More info
Custom Build Options Available
Planet X Stealth SRAM Rival 22 Time Trial Bike
Planet X Stealth SRAM Rival 22 Time Trial Bike

Our legendary carbon framed Stealth is the ideal TT and Triathlon speed weapon.

  • Full carbon frame & forks
  • Selcof Alloy aero bars
  • SRAM Rival 11 groupset
  • Vision Team 35 wheelset
  • Weight: circa 8.6kg, based on size medium
Only £1,099.99
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Custom Build Options Available
Planet X XLS SRAM Rival 22 Hydraulic Cyclocross Bike
Planet X XLS SRAM Rival 22 Hydraulic Cyclocross Bike

Our most popular full carbon cyclocross bike is strong, fast and beautiful. Exceptional performance for cross racing, road riding, or exploring the trails.

  • Cross specific full carbon frame and fork
  • Groupset: SRAM Rival 11 HRD (22-speed) groupset with hydraulic disc brakes
  • Wheels: Gipiemme Roccia
  • Use: CX racing / road riding / trails / commuting
  • Weight: circa 9.2kg, based on size medium
Only £1,299.99
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Custom Build Options Available
On-One Pickenflick SRAM Force 1 Cyclocross Bike
On-One Pickenflick SRAM Force 1 Cyclocross Bike

The On-One Pickenflick is a titanium cyclocross bike, designed for racing. If youre looking for the most refined cyclocross bike on the circuit, youve just found it.

  • Frame: 3Al/2.5V Titanium & full carbon fork
  • SRAM Force 1 HRD, 11-speed groupset with hydraulic disc brakes
  • Developed and refined by our racers
  • Ideal for racing, from muddy fields to the Three Peaks
  • Weight: 9.2kg (depending on size)
Only £1,500.00
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Custom Build Options Available
Planet X XLS SRAM Rival 1 Clincher Cyclocross Bike
Planet X XLS SRAM Rival 1 Clincher Cyclocross Bike

SRAM Rival 1 equipped full carbon XLS cyclocross bike, ready to race with a brand new Gipiemme CX wheelset.

Only £1,299.99
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Custom Build Options Available
Planet X XLA Apex 1 Bike Limited Stock - Ready to Ship Today!
Planet X XLA Apex 1 Bike

The best value for money aluminium cyclocross bike you can buy? Possibly. The XLA is designed to deliver a huge chunk of the performance of our incredible full-carbon XLS cyclocross bikes, but at a fraction of the price. Pairing a carbon bladed fork with a double butted hydroformed 6061-T6 alloy frame has helped keep both the weight and price down. There's no other cyclocross bike that we've ridden that offers so much performance for so little money.

Only £600.00 More info
In Stock - Ready to Ship
Planet X XLA Apex 1 Limited Stock - Ready to Ship Today!
Planet X XLA Apex 1

Unbeatable Aluminium Cyclocross Bike

The best value for money aluminium cyclocross bike you can buy? Possibly. The XLA is designed to deliver a huge chunk of the performance of our incredible full-carbon XLS cyclocross bikes, but at a fraction of the price. Pairing a carbon bladed fork with a double butted hydroformed 6061-T6 alloy frame has helped keep both the weight and price down. There's no other cyclocross bike that we've ridden that offers so much performance for so little money.

  • 6061-T6 alloy frame and carbon bladed fork
  • Massive mud clearance
  • SRAM Apex1 Avid BB7 mechanical brakes
  • Gipiemme Roccia 29" wheelset
  • Weight: Circa 10.5kg (size medium)
Only £799.99 More info
In Stock - Ready to Ship
Holdsworth Competition SRAM Force 22 Road Bike
Holdsworth Competition SRAM Force 22 Road Bike

The perfect combination of Holdsworth's heritage and handmade attention to detail, artfully paired up with modern frame specifications, triple butted Columbus frame tubing & SRAM's Force 22 Groupset.

Only £1,299.99 More info
Custom Build Options Available
Holdsworth Super Professional SRAM Force 22 Road Bike
Holdsworth Super Professional SRAM Force 22 Road Bike

The Holdsworth race team dominated the UK racing scene throughout the 1970s, and with the launch of the new Holdsworth Super Professional SRAM Force 22 race bike it's all set to happen once again.

Only £1,299.99
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Custom Build Options Available
On-One S36 27.5 SRAM GX1 DH Mountain Bike
On-One S36 27.5 SRAM GX1 DH Mountain Bike

S36 is the postcode area of Sheffield's infamous Wharncouver, the place where serious riders come to test their metal on the man-made berms and bumps, tracks and jump that criss-cross down the steep sided hills. It's also the name of our latest downhill bike.

Only £1,750.00 More info
Custom Build Options Available
Planet X Pro Carbon Evo Sram Force 22 Road Bike
Planet X Pro Carbon Evo Sram Force 22 Road Bike

The Pro Carbon Evo builds on everything weve learnt from selling the best-loved carbon road bike in the UK during the last ten years. Lightweight, durable, refined and supremely versatile the Pro Carbon Evo continues the legend. With smooth lines and internal cabling to cut through the wind, a tapered fork and headset to handle more securely, the Pro Carbon Evo is the new performance carbon bike for everyone.

Only £1,299.99 More info
Custom Build Options Available
Planet X Pro Carbon SRAM Force 22 Road Bike
Planet X Pro Carbon SRAM Force 22 Road Bike

The Pro Carbon with SRAM Force 11-speed groupset is the perfect marriage of advanced design, performance and value for money. Our most versatile road bike, it's perfect for all demanding cyclists.

  • High performance full-carbon frameset
  • SRAM Force 11 groupset
  • Vision team 35 Wheelset
  • Weight: 8.0kg (MED)
Only £1,199.99
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Custom Build Options Available
Planet X Pro Carbon SRAM Rival 22 Road Bike
Planet X Pro Carbon SRAM Rival 22 Road Bike

The Pro Carbon with SRAM Rival 11-speed groupset is an amazing combination of smart design, performance and outstanding value for money. Our most versatile road bike, perfect for new, returning and experienced cyclists.

  • High performance full-carbon frame and forks
  • SRAM Rival 11 groupset, WiFLi Climber gearing
  • Vision Team 30 11-speed wheelset
  • Weight: 8.2kg (Medium)
Only £900.00
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Custom Build Options Available
Planet X Pro Carbon EVO Shimano R7000 Carbon Road Bike Limited Stock - Ready to Ship Today!
Planet X Pro Carbon EVO Shimano R7000 Carbon Road Bike

The Pro Carbon Evo builds on everything weve learnt from selling the best-loved carbon road bike in the UK during the last ten years. Lightweight, durable, refined and supremely versatile the Pro Carbon Evo continues the legend. With smooth lines and internal cabling to cut through the wind and tapered fork and headset to handle more securely, the Pro Carbon Evo is the new performance carbon bike for everyone.

Only £1,000.00
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In Stock - Ready to Ship
On-One DeeDar SRAM NX1 Mountain Bike
On-One DeeDar SRAM NX1 Mountain Bike

The On-One DeeDar takes the 650b hardcore hardtail concept to the next level - It's the hooligan hardtail. We designed it for how we wanted to ride it. Winch and Plummet hardtail geometry to get you up the ups, and smash down the downs.

Only £1,000.00 More info
Custom Build Options Available
On-One Space Chicken SRAM Force 1 Gravel Bike 700C Wheels
On-One Space Chicken SRAM Force 1 Gravel Bike 700C Wheels

Part gravel bike, part tourer, part cyclocross and all fun. It's a true monster.

Only £1,599.99 More info
Custom Build Options Available
Planet X Pro Carbon Evo Campagnolo Centaur Road Bike
Planet X Pro Carbon Evo Campagnolo Centaur Road Bike

Grab yourself a slice of Italian style and performance with the brand new Pro Carbon Evo Campagnolo Centaur 11-speed road bike. Set to tackle Shimano and SRAM head on this bike packs a double punch of performance and style.

Only £900.00 More info
Custom Build Options Available
Planet X Spitfire Sram Force 22 Titanium Road Bike
Planet X Spitfire Sram Force 22 Titanium Road Bike

Lightweight and agile, the Spitfire might just be the last road bike frame you'll ever need. Hand built in triple butted 3Al/2.5V titanium the Spitfire is the natural evolution of our celebrated Ti-Road Pro.

Only £1,599.99 More info
Custom Build Options Available
Planet X XLS SRAM Force 1 Cyclocross Bike
Planet X XLS SRAM Force 1 Cyclocross Bike

Our most popular full carbon cyclocross bike is strong, fast and beautiful. Exceptional performance for cross racing, road riding, or exploring the trails.

  • 'Cross specific full carbon frame and fork
  • Groupset: SRAM Force 1 HRD (11-speed) groupset with hydraulic disc brakes
  • Gipiemme Roccia Disc wheelset
  • Use: CX racing / road riding / trails / commuting
  • Weight: circa 8.95kg, based on size medium
Only £1,499.99 More info
Custom Build Options Available
Planet X XLA SL Apex 1 Bike Limited Stock - Ready to Ship Today!
Planet X XLA SL Apex 1 Bike

For every racer and rider who doesn't need a carbon cyclocross bike we created the XLA aluminium frameset. This season we went back to the drawing board and revised and refined every aspect of the original XLA to create the new XLA-SL. With nimble handling, confidence inspiring responsiveness and rapid acceleration on any surface it puts all other mid-priced cyclocross bikes to shame.

Only £600.00 More info
In Stock - Ready to Ship
Planet X RT-58 v2 Alloy Shimano 105 5800 Road Bike Limited Stock - Ready to Ship Today!
Planet X RT-58 v2 Alloy Shimano 105 5800 Road Bike

The lightweight, aluminium framed RT-58 V2 offers a huge slice of cycling performance for minimal outlay. With a smooth riding carbon fork, comfortable geometry, improved tyre clearance and space for mudguards it makes the perfect endurance bike for the new cyclist and an ideal winter trainer for the serious competitor.

Only £600.00 More info
In Stock - Ready to Ship
Planet X Pro Carbon Evo Shimano Ultegra R8000 Road Bike
Planet X Pro Carbon Evo Shimano Ultegra R8000 Road Bike

The Pro Carbon Evo builds on everything weve learnt from selling the best-loved carbon road bike in the UK during the last ten years. Lightweight, durable, refined and supremely versatile the Pro Carbon Evo continues the legend. With smooth lines and internal cabling to cut through the wind and tapered fork and headset to handle more securely, the Pro Carbon Evo is the new performance carbon bike for everyone.

Only £1,299.99 More info
Custom Build Options Available
Planet X Pro Carbon Shimano Ultegra R8000 Road Bike
Planet X Pro Carbon Shimano Ultegra R8000 Road Bike

The Pro Carbon with Shimano's brand new Ultegra 8000 11-speed groupset is the perfect marriage of advanced design, performance and value for money. Our most versatile road bike with Shimano's best selling components, it's perfect for all demanding cyclists.

Only £1,299.99 More info
Custom Build Options Available
Holdsworth Mystique SRAM Rival 1 Flat Bar Gravel Bike 700C Wheels
Holdsworth Mystique SRAM Rival 1 Flat Bar Gravel Bike 700C Wheels

Holdsworth's gravel bike gives you everything you need to explore on or off road. With full mudguard and rack mounts the Mystique is built for huge adventures

  • Flatbar Handlebar, Pannier, mudguard and triple bottle mounts
  • Handbuilt carbon frameset
  • SRAM Rival 1x groupset (11-speed)
  • Wheels: Fulcrum Racing 700 disc brake
    • Only £1,299.99 More info
    Custom Build Options Available
    Holdsworth Mystique Shimano Ultegra R8000 Mechanical Disc Gravel Bike
    Holdsworth Mystique Shimano Ultegra R8000 Mechanical Disc Gravel Bike

    Holdsworth's first ever gravel bike is a full-carbon work of art. Fully featured with full mudguard and rack mounts the Mystique is built for huge adventures

  • Pannier, mudguard and triple bottle mounts
  • Handbuilt carbon frameset
  • Shimano Ultegra R8000 Mechanical Disc (11-speed)
  • Wheels: Fulcrum Racing 700 disc brake
    • Only £1,599.99 More info
    Custom Build Options Available
    Planet X London Road SRAM Apex 1 Flat Bar Urban Road Bike
    Planet X London Road SRAM Apex 1 Flat Bar Urban Road Bike

    The London Road is all about versatility, giving you the freedom to cycle in all weathers. Explore the country and beat the traffic on a Monday morning - this is a true 'one' bike and this flat bar options makes it even more versatile.

    • High quality 6061 aluminium alloy frame and carbon forks
    • Featuring SRAM Apex 1x11 groupset with Avid BB7 disc brakes
    • Use: Road riding, adventure, commuting, touring, gravel, cyclocross
    • Disc brakes, large tyre clearance, mudguard and pannier rack mounts
    • Weight: circa 9.8kg (depending on size)
    Only £699.99 More info
    Custom Build Options Available
    Planet X Spitfire Shimano Ultegra R8000 Titanium Road Bike
    Planet X Spitfire Shimano Ultegra R8000 Titanium Road Bike

    Lightweight and agile, the Spitfire might just be the last road bike frame you'll ever need. Hand built in triple butted 3Al/2.5V titanium the Spitfire is the natural evolution of our celebrated Ti-Road Pro.

    Only £1,599.99 More info
    Custom Build Options Available
    Planet X Tempest V3 Titanium Gravel Road Bike Sram Force 1 HRD 700C Wheel
    Planet X Tempest V3 Titanium Gravel Road Bike Sram Force 1 HRD 700C Wheel

    The Tempest is built to take you further afield than you've ever gone before. Turn your next bike ride into an epic adventure that seamlessly transfers from the road to gravel to field and back again. Hand built from the finest triple butted titanium tubing with confidence inspiring handling, generous tyre clearance and a frame that is finessed to provide day-long riding comfort the Tempest is ready for any adventure.

    Only £1,799.99 More info
    Custom Build Options Available
    Titus El Viajero Trail SRAM NX1 Mountain Bike
    Titus El Viajero Trail SRAM NX1 Mountain Bike

    Full suspension 650b trail bike designed with 130mm of plush rear travel the Viajero Trail has been created for riders who are looking to upgrade to a more capable mid-travel Trail bike that still pedals like a dream. Stable at speed and quick to get there the Viajero Trail is ready to put the Titus brand back on the full-suspension map.

    • Hydroformed 6061-T6 frame
    • Designed for 140mm fork
    • 130mm rear travel
    • SRAM NX1 groupset
    Only £1,000.00 More info
    Custom Build Options Available
    Viner Mitus Sram Force 22 Vision Metron 55 Road Bike
    Viner Mitus Sram Force 22 Vision Metron 55 Road Bike

    The Viner Mitus is a high-class race bike designed to get you to the line quicker and in more style than anyone else. The race-ready Mitus 0.6 carbon monocoque frameset has been ridden to stage and overall victories on the UCI Continental circuit and now updated with SRAM's Force 22 groupset it's faster than ever before.

    • Toray T800 + HM carbon frameset
    • Frame weight: sub 900g, fork weight: sub 360g
    • SRAM Force 22 groupset
    • Wheels:Vision Metron 55
    Only £1,799.99 More info
    Custom Build Options Available
    Viner Mitus Disc Shimano Ultegra R8000 Mechanical Road Bike
    Viner Mitus Disc Shimano Ultegra R8000 Mechanical Road Bike

    The Viner Mitus Disc is a high-class race bike designed to get you to the line quicker and in more style than anyone else. Created to take advantage of the extra stopping power and more assured handling that disc brakes offer, Viner's UCI Pro-Tour proven Mitus 0.6 frameset has been redesigned with the needs of modern competitive cyclists in mind and comes with Shimano's brand new Ultegra 8000 groupset it's faster than ever before.

    • Toray T800 + HM carbon frameset
    • Frame weight: sub 900g, fork weight: sub 360g
    • Shimano Ultegra 8000 groupset
    • Wheels:Fulcrum Racing 600 Disc
    Only £1,299.99 More info
    Custom Build Options Available
    Holdsworth Elan Sram Apex 1 Flat Bar Disc Urban Road Bike Use code EXTRA10 for an Extra 10% off at Checkout
    Holdsworth Elan Sram Apex 1 Flat Bar Disc Urban Road Bike

    Holdsworth's Elan is a classic road bike with a twist. Compact frame angles, sloping top tube and a short head tube are paired with disk brake functionality to provide the perfect all-rounder, a bike that demands to be ridden with energy and enthusiasm. With double butted steel tubing it's every bit a Holdsworth but with the additional advantage of powerful braking that only disk brakes can offer.

    Only £600.00 More info
    Custom Build Options Available
    On-One DeeDar SRAM GX Eagle Mountain Bike
    On-One DeeDar SRAM GX Eagle Mountain Bike

    The On-One DeeDar takes the 650b hardcore hardtail concept to the next level- It's the hooligan hardtail. Longer, lower and slack enough to tackle anything. Its what we wanted to ride, an Enduro sled, with a hardtail, made for dirty, bike riding fun. Now with a 5:1 gear spread and 12 gears we've never ridden a more versatile hardtail.

    Only £1,000.00
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    Custom Build Options Available

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