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Finance Options

Barclays Partner FInance

Please Note - Finance Will Only be Available on Selected Products During Selected Times

We've teamed up with Barclays Partner Finance to offer you a range of options for payment

Option 1: Buy Now Pay Later

We have Buy Now, Pay Later with a 14.9% APR. You can defer your payment for 12 months and then pay over a 24 month period. Subject to status and acceptance. Buy now Pay 12 Months later available on purchases over £1199.99

Please see the representative example below to see how much the finance could cost. The example is based on an average product cost. There is a Settlement fee of £29


Buy Now Pay Later Credit Representative Example:
Item Value£1499.99
Deposit£0.00
Duration of agreement36 months
Promotional Term12 months
APR14.9% APR
Rate of interest14.9% 
Number of payments24
24 monthly payments of£81.77
Total charge for credit£462.49
Total amount payable£1962.48


Option 2: Interest Bearing Credit

With this Interest Bearing Credit option, you can spread the cost over  36 months. However, your order value must be over £599.99. 
Please see the representative example below to see how much the finance could cost. The example is based on an average product cost.


Interest-bearing Credit Representative Example:
Item Value£799.99
Deposit£0.00
Duration of agreement36 months
APR12.9% APR
Rate of interest12.9% 
Number of payments36
36 monthly payments of£26.65
Total charge for credit£159.25
Total amount payable£959.24

 

Option 3: Interest-Free Credit

With this Interest-Free Credit option, you can spread the cost over 10 months at 0% APR. However, your order value must be over £599.99. 
Please see the representative example below to see how much the finance could cost. The example is based on an average product cost.
Interest Free-Credit Representative Example:

Item Value£1000
Deposit£0.00
Duration of agreement 10 months
APR0% APR
Rate of interest0% 
Number of payments10
12 monthly payments of£100
Total charge for credit£0
Total amount payable£1000


Please note when purchasing a bike through finance your order is dependent on the current stock when the order is processed through to our system. We cannot hold stock until the fiance has been agreed. We will always do our best to fulfill your order.

Bikes from under £20 on Finnace

Credit subject to status.
The finance is provided by Barclays Partner Finance who will give you a finance decision in minutes and if accepted, you don't need to print out any documentation - it's all done electronically. There are no documentation or set up fees.
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PLANET X LTD, 38-41 Waddington Way, Rotherham, South Yorkshire, United Kingdom, S65 3SH  (This address is not open to the public) (Company No. 06535324) act as a credit intermediary and only offers products from Barclays Partner Finance.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753 ). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.

Bikes on Finance