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Finance Options

Please Note - Finance Will Only be Available on Selected Products During Selected Times

We've teamed up with Barclays Partner Finance to offer you a range of options for payment

Option 1: Buy Now Pay Later

We offer 2 Buy now Pay later options with a 14.9% APR. You can defer your payment either 6 or 12 months and then pay over a 24 month period. Subject to status and acceptance. Buy Now Pay 6 months later on purchases over £1000  and buy now Pay 12 Months later available on purchases over £1250

Please see the representative example below to see how much the finance could cost. The example is based on an average product cost.


Buy Now Pay Later Credit Representative Example:
Item Value£1499.99
Deposit£0.00
Duration of agreement36 months
Promotional Term12 months
APR14.9% APR
Rate of interest14.9% 
Number of payments24
24 monthly payments of£81.77
Total charge for credit£462.49
Total amount payable£1962.48

Option 2: Interest Bearing Credit

With this Interest Bearing Credit option, you can spread the cost over 12, 24 or 36 months. However, your order value must be over £250.
Please see the representative example below to see how much the finance could cost. The example is based on an average product cost.


Interest-bearing Credit Representative Example:
Item Value£500.00
Deposit£0.00
Duration of agreement36 months
APR12.9% APR
Rate of interest12.9% 
Number of payments36
36 monthly payments of£16.82
Total charge for credit£105.52
Total amount payable£605.52


Please note when purchasing a bike through finance your order is dependent on current stock when the order is processed through to our system. We cannot hold stock until the fiance has been agreed. We will always do our best to fulfill your order.

Credit subject to status.
The finance is provided by Barclays Partner Finance who will give you a finance decision in minutes and if accepted, you don't need to print out any documentation - it's all done electronically. There are no documentation or set up fees.
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PLANET X LTD, 38-41 Waddington Way, Rotherham, South Yorkshire, United Kingdom, S65 3SH (Company No. 06535324) act as a credit intermediary and only offers products from Barclays Partner Finance.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753 ). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.